Enhancing Farm Profitability

Regardless of what aspect of life we might be involved in, sometimes we all slip into the “same old, same old” trap. We do things the way that we have always done them despite the need for change.

This trap is applicable to the agribusiness industry. As commodity prices settle down, perhaps it’s time to look at other ways to enhance farm profitability.
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Buying a Home – A Guide

Life is full of decisions, some big, some small. One of the biggest decisions people make is that of buying a home. This decision will have a big impact on your life and the life of your family. Buying a home is an exciting time and should be one that you look forward to without any financial strain or pressure.

When you have found your dream home there are steps regarding financial arrangements which need to be taken before you can move in and unpack your belongings.
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The Growth of the SMSF

Having a Self-Managed Superannuation Fund has many misconceptions. Many believe that having an SMSF means that you are stepping into the unknown, or daring to be different with your retirement planning. The latest statistics from the regulators refute these common misconceptions.


Presently there are 600,000 SMSFs in Australia, this represents nearly a third of retirement savings, despite a fresh round of changes commencing from 1st July 2017.
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Agriculture Needs Innovation, Not Levies

New Zealand is currently in the grip of “Election Fever”. From the outside looking in, the financial position of our close neighbours is very similar to that of our own in 2007 just before John Howard took us to the polls.


Their economy is strong, with the growth rate of 4%, unemployment is below 5%, and Government debt has reduced significantly. Put simply, New Zealand is in a boom.
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Managed Accounts

By world standards (as a percentage of population), Australians are significant investors in direct equities, demonstrating a high and increasing level of engagement in their own financial affairs.


However, for some investors, managing a portfolio of direct equities creates anxiety and a great deal of paperwork.
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Energy Efficient Finance

We have seen a continuing debate for some years about climate change, controlling energy emissions and the need for cleaner energy. This continued debate has once again been launched into the spotlight recently with the Adani Mine in Queensland and the need to develop effective alternative energy sources to traditional fossil fuel power generation.

The good news is that lenders are now helping businesses reduce their energy costs and environmental footprint by providing financial solutions for energy efficient equipment, to suit a variety of business needs, often at discounted interest rates.
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