Monthly Money Challenge

Many of us will be tightening the spending belt after the festive season. Making resolutions to save more money during the new year is often on the list of New Year’s resolutions.

This month’s money challenge is focused on organising your budget so that you are aware of exactly how much you have to spend before you receive your next pay.
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Christmas Saving Tricks


The festive season is one of the greatest times of the year. Families and friends celebrate with wonderful traditions, unfortunately these can often cost large sums of money.

Here are some great simple money saving tricks for you to try this festive season.
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Investing in Agribusiness

At a recent seminar, a director of a large agribusiness company said that to make agribusiness investable, farmers need to change the way they farmed.

The key to this statement was that investors wanted a yield return for this asset class of between 7% and 10%, not dissimilar to what an investor can achieve with a medium quality industrial/office property investment.
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Happiness at Work

Being happy at work matters and can have a positive impact on both an organisation and employees.

Most people spend a third of their day at work, many simply accept that a job is just a job .
With the amount of time spent at work, it is important that you are in a happy environment. Happiness at work can create a more productive, creative and committed team environment.
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Technology and Work-Life Balance

Twenty years ago the first computer generated full length animated movie hit our cinemas. Toy Story took over four years to produce due to the limitations of the technology of the time. The computer generated scenes were placed on video tape and scootered through the halls to the film’s editors. Twenty years on, these scenes are now emailed to the editor instead.

Technology has evolved at a rapid pace over the last two decades and the impact is felt both at work and home. Due to the quick evolution of email, no rules or boundaries were set for its use, unlike the telephone. With the advancement of technology and easy access to a variety of technological devices, it is normal to be sending or receiving emails, messages or texts at all hours of the day and night.
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The Super Saver

As of 1 July 2017, all eligible individuals can now claim a tax deduction for personal contributions made to a superannuation fund.

Prior to 1 July 2017, only self-employed individuals and salary and wage earners meeting the 10% income test (less than 10% of income was from salary and wages) could claim a tax deduction for super contributions.
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